sjainTECH
Kenya
Kenya / Services

M-Pesa & payment integration
in Kenya.

M-Pesa Daraja API integration in Kenya: STK Push, Paybill and Till collections, B2C payouts and automated reconciliation with your systems.

Discuss this service

The business challenge

Start with what needs to change.

Most Kenyan customers pay by M-Pesa, but many businesses still match Paybill statements to invoices by hand. Missed callbacks, duplicate payments and wrong account references create days of finance work every month.

Our approach

A scoped, accountable first release.

Integrate the Daraja APIs your account is approved for—STK Push, C2B, B2C and transaction status—with idempotent callbacks, retries and a reconciliation ledger. Connect card and bank channels where needed. Safaricom approvals and any licensing remain with the appropriate parties.

What the engagement produces

  • Payment architecture and Daraja integration plan

  • Collection, payout and status APIs with audit trails

  • Automated reconciliation and exception queues

Track unmatched payments, failed callbacks and hours spent on manual reconciliation. Scope, fees, currency, provider costs and support terms are agreed in the proposal; no fixed local pricing is implied.

Connect with your local priorities

NairobiMombasaKisumuNakuruEldoretCo-deliver as a partner

Remote delivery from India, with local partner collaboration where agreed.