sjainTECH
Kenya
Kenya / Services

SACCO & microfinance software
in Kenya.

SACCO management software in Kenya: member portals, mobile and USSD banking, loan workflows and M-Pesa integration for SACCOs and microfinance institutions.

Discuss this service

The business challenge

Start with what needs to change.

Many SACCOs run core systems that members cannot reach on their phones. Loan applications, guarantor approvals, statements and dividend queries still depend on branch visits and phone calls.

Our approach

A scoped, accountable first release.

Extend or integrate your core system with a member app, USSD menus and M-Pesa deposits and withdrawals. Digitise loan applications, guarantor consent and appraisal with clear approval rules and audit trails. Regulatory obligations are confirmed with your compliance team.

What the engagement produces

  • Member journey and integration assessment

  • Member app, USSD flows and staff portal

  • Loan workflow, statements and reporting dashboards

Track loan turnaround time, branch visits per member and digital adoption. Scope, fees, currency, provider costs and support terms are agreed in the proposal; no fixed local pricing is implied.

Connect with your local priorities

NairobiMombasaKisumuNakuruEldoretCo-deliver as a partner

Remote delivery from India, with local partner collaboration where agreed.